library(data.table)
library(dplyr)
##
## Attaching package: 'dplyr'
## The following objects are masked from 'package:data.table':
##
## between, first, last
## The following objects are masked from 'package:stats':
##
## filter, lag
## The following objects are masked from 'package:base':
##
## intersect, setdiff, setequal, union
library(ggplot2)
library(tidyr)
setwd("~/buckets/b1/") #Establezco el Working Directory
kdataset <- "./datasets/paquete_premium_ext_722.csv.gz"
dataset = fread(kdataset, stringsAsFactors= TRUE)
df = dataset[ foto_mes==202011, ]
df_numeric = df %>% dplyr::select_if(is.numeric)
df_numeric = as_tibble(df_numeric)
var_target = df %>% dplyr::select(clase_ternaria) #%>%
# mutate(clase_ternaria = case_when(
# clase_ternaria == "CONTINUA" ~ 1,
# clase_ternaria == 'BAJA+1' ~ -1,
# clase_ternaria == 'BAJA+2' ~ -2))
activo_boxplot = T
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(1:20) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 159388 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(21:40) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 360454 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(41:60) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 86703 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(61:80) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 46100 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(81:100) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 74232 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(101:120) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 83194 rows containing non-finite values (stat_boxplot).
summary(df)
## numero_de_cliente foto_mes internet mactivos_margen
## Min. : 4572300 Min. :202011 Min. :0.00000 Min. :-177929.3
## 1st Qu.:15810564 1st Qu.:202011 1st Qu.:0.00000 1st Qu.: -1584.3
## Median :24635650 Median :202011 Median :0.00000 Median : -466.4
## Mean :26175775 Mean :202011 Mean :0.03544 Mean : -992.5
## 3rd Qu.:35734200 3rd Qu.:202011 3rd Qu.:0.00000 3rd Qu.: 0.0
## Max. :61449669 Max. :202011 Max. :3.00000 Max. : 239812.4
##
## mpasivos_margen cproductos mcuenta_corriente ccaja_ahorro
## Min. : -38457.4 Min. : 3.000 Min. :-1368971 Min. : 2.000
## 1st Qu.: 234.8 1st Qu.: 7.000 1st Qu.: -702 1st Qu.: 2.000
## Median : 655.5 Median : 7.000 Median : 0 Median : 2.000
## Mean : 1614.6 Mean : 7.553 Mean : 3162 Mean : 2.128
## 3rd Qu.: 1552.9 3rd Qu.: 8.000 3rd Qu.: 0 3rd Qu.: 2.000
## Max. :1473863.4 Max. :18.000 Max. :15900501 Max. :10.000
##
## mcaja_ahorro mdescubierto_preacordado mcuentas_saldo
## Min. : -17889 Min. :0.000 Min. : -1343701
## 1st Qu.: 4795 1st Qu.:1.170 1st Qu.: 864
## Median : 19325 Median :1.170 Median : 29952
## Mean : 69173 Mean :1.131 Mean : 175089
## 3rd Qu.: 56797 3rd Qu.:1.170 3rd Qu.: 118242
## Max. :91519566 Max. :1.170 Max. :113020344
##
## ctarjeta_visa_trx mtarjeta_visa_consumo mprestamos_personales
## Min. : 0.00 Min. : 0 Min. : 0
## 1st Qu.: 2.00 1st Qu.: 3981 1st Qu.: 0
## Median : 8.00 Median : 15572 Median : 0
## Mean : 11.73 Mean : 28262 Mean : 25347
## 3rd Qu.: 16.00 3rd Qu.: 35556 3rd Qu.: 0
## Max. :241.00 Max. :2235062 Max. :4564839
##
## cpayroll_trx mpayroll mcuenta_debitos_automaticos
## Min. : 0.0000 Min. : 0 Min. : 0
## 1st Qu.: 0.0000 1st Qu.: 0 1st Qu.: 0
## Median : 1.0000 Median : 7349 Median : 0
## Mean : 0.8504 Mean : 55065 Mean : 7311
## 3rd Qu.: 1.0000 3rd Qu.: 84154 3rd Qu.: 3088
## Max. :64.0000 Max. :37735106 Max. :39325005
##
## mpagomiscuentas mcomisiones_mantenimiento mtransferencias_recibidas
## Min. : 0 Min. :-13097.2 Min. : 0
## 1st Qu.: 0 1st Qu.: 0.0 1st Qu.: 0
## Median : 0 Median : 0.0 Median : 29346
## Mean : 13349 Mean : 417.1 Mean : 115842
## 3rd Qu.: 9841 3rd Qu.: 961.6 3rd Qu.: 92113
## Max. :19996039 Max. : 6041.4 Max. :167156466
##
## chomebanking_trx ctrx_quarter tmobile_app Master_fechaalta
## Min. : 0.00 Min. : 0.0 Min. :0.00000 Min. : 1
## 1st Qu.: 4.00 1st Qu.: 54.0 1st Qu.:0.00000 1st Qu.: 852
## Median : 26.00 Median : 96.0 Median :0.00000 Median :2128
## Mean : 51.03 Mean : 110.6 Mean :0.04098 Mean :2473
## 3rd Qu.: 71.00 3rd Qu.: 146.0 3rd Qu.:0.00000 3rd Qu.:3721
## Max. :11623.00 Max. :3293.0 Max. :1.00000 Max. :7481
## NA's :15108
## Visa_status Visa_mfinanciacion_limite Visa_fultimo_cierre mes
## Min. :0.00 Min. : 336 Min. : 5.000 Min. :11
## 1st Qu.:0.00 1st Qu.: 101088 1st Qu.: 5.000 1st Qu.:11
## Median :0.00 Median : 176904 Median : 5.000 Median :11
## Mean :0.12 Mean : 352055 Mean : 9.164 Mean :11
## 3rd Qu.:0.00 3rd Qu.: 447180 3rd Qu.: 12.000 3rd Qu.:11
## Max. :9.00 Max. :218045037 Max. :4954.000 Max. :11
## NA's :6614 NA's :6614 NA's :6717
## ctrx_quarter_normalizado mpayroll_sobre_edad mv_status07
## Min. : 0.0 Min. : 0.0 Min. : 0.0000
## 1st Qu.: 55.0 1st Qu.: 0.0 1st Qu.: 0.0000
## Median : 97.0 Median : 165.9 Median : 0.0000
## Mean : 110.7 Mean : 1321.9 Mean : 0.4428
## 3rd Qu.: 146.0 3rd Qu.: 2059.6 3rd Qu.: 0.0000
## Max. :3293.0 Max. :490066.3 Max. :10.0000
##
## mv_Fvencimiento mv_Finiciomora mv_msaldototal mv_fultimo_cierre
## Min. :-2914299 Min. : 0.00 Min. :-1192365 Min. : 5.00
## 1st Qu.: -1825 1st Qu.: 0.00 1st Qu.: 4475 1st Qu.: 5.00
## Median : -1460 Median : 0.00 Median : 17538 Median : 5.00
## Mean : -11829 Mean : 7.94 Mean : 35437 Mean : 11.77
## 3rd Qu.: -1003 3rd Qu.:15.00 3rd Qu.: 41723 3rd Qu.: 12.00
## Max. : 5053 Max. :57.00 Max. : 5002739 Max. :4954.00
## NA's :5545 NA's :154824 NA's :5644
## mv_mpagominimo mvr_mpagominimo cproductos_sobre_edad
## Min. : 0 Min. :0.000000 Min. :0.04082
## 1st Qu.: 351 1st Qu.:0.000661 1st Qu.:0.13333
## Median : 1930 Median :0.004083 Median :0.16667
## Mean : 6628 Mean :0.015532 Mean :0.17435
## 3rd Qu.: 5183 3rd Qu.:0.012852 3rd Qu.:0.20690
## Max. :4398053 Max. :7.115543 Max. :0.55000
##
## mcomisiones_sobre_edad mactivos_margen_sobre_edad mpasivos_margen_sobre_edad
## Min. :-1628.041 Min. :-4398.81 Min. :-1424.35
## 1st Qu.: 5.605 1st Qu.: -36.20 1st Qu.: 5.28
## Median : 17.538 Median : -10.21 Median : 14.87
## Mean : 26.106 Mean : -22.99 Mean : 34.74
## 3rd Qu.: 35.856 3rd Qu.: 0.00 3rd Qu.: 34.73
## Max. : 4168.341 Max. : 5753.45 Max. :58954.54
##
## internet_lag1 cpayroll_trx_lag1 mes_lag1 mrentabilidad_exp_lag1
## Min. :0.0000 Min. : 0.0000 Min. : 2 Min. :0.000e+00
## 1st Qu.:0.5000 1st Qu.: 0.0000 1st Qu.:10 1st Qu.:3.261e+05
## Median :0.5000 Median : 1.0000 Median :10 Median :2.082e+06
## Mean :0.4836 Mean : 0.8386 Mean :10 Mean :4.886e+07
## 3rd Qu.:0.5000 3rd Qu.: 1.0000 3rd Qu.:10 3rd Qu.:9.139e+06
## Max. :2.5000 Max. :68.0000 Max. :12 Max. :2.746e+11
## NA's :1486 NA's :1486 NA's :1486 NA's :1486
## mcaja_ahorro_dolares_delta1 mdescubierto_preacordado_delta1
## Min. :-19028814 Min. :-1.1700
## 1st Qu.: 0 1st Qu.: 0.0000
## Median : 0 Median : 0.0000
## Mean : -1051 Mean :-0.0005
## 3rd Qu.: 695 3rd Qu.: 0.0000
## Max. : 40376065 Max. : 1.1700
## NA's :1486 NA's :1486
## mcuentas_saldo_delta1 chomebanking_trx_delta1 ctrx_quarter_delta1
## Min. :-45370098 Min. :-1492.000 Min. :-700.000
## 1st Qu.: -11839 1st Qu.: -18.000 1st Qu.: -4.000
## Median : 0 Median : -1.000 Median : 1.000
## Mean : 3979 Mean : -7.073 Mean : 1.869
## 3rd Qu.: 13989 3rd Qu.: 5.000 3rd Qu.: 8.000
## Max. : 92618385 Max. : 2178.000 Max. : 517.000
## NA's :1486 NA's :1486 NA's :1486
## cliente_edad_lag2 mcuentas_saldo_lag2 ccaja_seguridad_lag2 cpayroll_trx_lag2
## Min. : 18.00 Min. : -1343701 Min. :0.000 Min. : 0.000
## 1st Qu.: 37.00 1st Qu.: 1771 1st Qu.:0.000 1st Qu.: 0.000
## Median : 45.00 Median : 35643 Median :0.000 Median : 1.000
## Mean : 46.42 Mean : 183136 Mean :0.086 Mean : 0.842
## 3rd Qu.: 55.00 3rd Qu.: 127884 3rd Qu.:0.000 3rd Qu.: 1.000
## Max. :100.00 Max. :106063380 Max. :7.000 Max. :62.000
## NA's :3306 NA's :3306 NA's :3306 NA's :3306
## cmobile_app_trx_lag2 Master_Fvencimiento_lag2 Master_fechaalta_lag2
## Min. : 0.00 Min. :-2914360 Min. : 1
## 1st Qu.: 0.00 1st Qu.: -1521 1st Qu.: 875
## Median : 16.00 Median : -880 Median :2123
## Mean : 39.21 Mean : -1091 Mean :2456
## 3rd Qu.: 56.00 3rd Qu.: -637 3rd Qu.:3690
## Max. :2156.00 Max. : 6668 Max. :7420
## NA's :3327 NA's :17596 NA's :17596
## Visa_mfinanciacion_limite_lag2 Visa_Fvencimiento_lag2 mes_lag2
## Min. : 0 Min. :-2914360 Min. : 1
## 1st Qu.: 101088 1st Qu.: -1825 1st Qu.: 9
## Median : 176904 Median : -1399 Median : 9
## Mean : 343226 Mean : -12215 Mean : 9
## 3rd Qu.: 427886 3rd Qu.: -941 3rd Qu.: 9
## Max. :229793558 Max. : 5633 Max. :12
## NA's :9140 NA's :9140 NA's :3306
## cproductos_sobre_edad_lag2 mcuenta_corriente_delta2 mcaja_ahorro_delta2
## Min. :0.041 Min. :-7138713 Min. :-10926206
## 1st Qu.:0.134 1st Qu.: -209 1st Qu.: -8391
## Median :0.167 Median : 0 Median : 0
## Mean :0.176 Mean : -369 Mean : 1686
## 3rd Qu.:0.209 3rd Qu.: 0 3rd Qu.: 9746
## Max. :0.571 Max. : 6353185 Max. : 91515647
## NA's :3306 NA's :3306 NA's :3306
## mcuentas_saldo_delta2 cprestamos_personales_delta2
## Min. :-24602426 Min. :-42.000
## 1st Qu.: -18842 1st Qu.: 0.000
## Median : -96 Median : 0.000
## Mean : -5819 Mean : 0.042
## 3rd Qu.: 16531 3rd Qu.: 0.000
## Max. : 94597926 Max. : 73.000
## NA's :3306 NA's :3306
## mprestamos_personales_delta2 chomebanking_trx_delta2 mv_status07_delta2
## Min. :-1474453 Min. :-1752.000 Min. :-10.000
## 1st Qu.: 0 1st Qu.: -17.000 1st Qu.: 0.000
## Median : 0 Median : 0.000 Median : 0.000
## Mean : 1655 Mean : -4.572 Mean : 0.077
## 3rd Qu.: 0 3rd Qu.: 7.000 3rd Qu.: 0.000
## Max. : 1755000 Max. : 5032.000 Max. : 10.000
## NA's :3306 NA's :3306 NA's :3306
## cproductos_sobre_edad_delta2 internet_tend6 internet_avg6
## Min. :-0.250 Min. :-1.0000 Min. :0.0000
## 1st Qu.: 0.000 1st Qu.:-0.1857 1st Qu.:0.7500
## Median : 0.000 Median :-0.1857 Median :0.7500
## Mean :-0.002 Mean :-0.1717 Mean :0.7014
## 3rd Qu.: 0.000 3rd Qu.:-0.1857 3rd Qu.:0.7500
## Max. : 0.174 Max. : 1.0000 Max. :1.5000
## NA's :3306 NA's :1486 NA's :1486
## cliente_edad_avg6 mrentabilidad_tend6 mrentabilidad_avg6
## Min. : 18.00 Min. :-68266.85 Min. :-63475.0
## 1st Qu.: 36.33 1st Qu.: -260.31 1st Qu.: 208.2
## Median : 44.33 Median : -23.17 Median : 1138.2
## Mean : 46.30 Mean : -26.14 Mean : 2104.3
## 3rd Qu.: 55.00 3rd Qu.: 172.93 3rd Qu.: 2612.2
## Max. :100.00 Max. :260032.60 Max. :363150.8
## NA's :1486 NA's :1486 NA's :1486
## mrentabilidad_annual_tend6 mactivos_margen_tend6 cproductos_tend6
## Min. :-652159.7 Min. :-40026.81 Min. :-2.0000
## 1st Qu.: -1356.3 1st Qu.: -188.36 1st Qu.: 0.0000
## Median : -75.1 Median : -21.12 Median : 0.0000
## Mean : -473.9 Mean : -97.20 Mean :-0.0079
## 3rd Qu.: 901.3 3rd Qu.: 42.75 3rd Qu.: 0.0000
## Max. : 281649.8 Max. : 31030.76 Max. : 2.0000
## NA's :1486 NA's :1486 NA's :1486
## mcuenta_corriente_tend6 mcuenta_corriente_avg6 mcaja_ahorro_avg6
## Min. :-3810949 Min. :-1147311 Min. : -4896
## 1st Qu.: -93 1st Qu.: -730 1st Qu.: 7705
## Median : 0 Median : -26 Median : 24443
## Mean : -208 Mean : 3685 Mean : 70669
## 3rd Qu.: 0 3rd Qu.: 0 3rd Qu.: 65287
## Max. : 2042077 Max. :12041950 Max. :16758768
## NA's :1486 NA's :1486 NA's :1486
## mdescubierto_preacordado_tend6 mcuentas_saldo_tend6 ctarjeta_visa_trx_tend6
## Min. :-1.1700 Min. :-6426710 Min. :-42.5714
## 1st Qu.: 0.0000 1st Qu.: -7113 1st Qu.: -0.2000
## Median : 0.0000 Median : -398 Median : 0.0429
## Mean :-0.0007 Mean : -4260 Mean : 0.3471
## 3rd Qu.: 0.0000 3rd Qu.: 4239 3rd Qu.: 0.7000
## Max. : 1.1700 Max. :20904874 Max. : 49.0000
## NA's :1486 NA's :1486 NA's :1486
## cprestamos_personales_tend6 mprestamos_personales_tend6
## Min. :-26.6000 Min. :-212659.0
## 1st Qu.: 0.0000 1st Qu.: 0.0
## Median : 0.0000 Median : 0.0
## Mean : 0.0204 Mean : 732.7
## 3rd Qu.: 0.0000 3rd Qu.: 0.0
## Max. : 44.0714 Max. : 742877.1
## NA's :1486 NA's :1486
## ccomisiones_mantenimiento_tend6 mcomisiones_mantenimiento_tend6
## Min. :-15.5000 Min. :-8203.030
## 1st Qu.: 0.0000 1st Qu.: 0.000
## Median : 0.0000 Median : 0.000
## Mean : -0.0006 Mean : 4.123
## 3rd Qu.: 0.0000 3rd Qu.: 0.000
## Max. : 6.0000 Max. : 2095.637
## NA's :1486 NA's :1486
## mcomisiones_mantenimiento_avg6 ctransferencias_recibidas_tend6
## Min. :-4902.4 Min. :-76.0000
## 1st Qu.: 0.0 1st Qu.: -0.2286
## Median : 0.0 Median : 0.0000
## Mean : 398.9 Mean : -0.0453
## 3rd Qu.: 680.7 3rd Qu.: 0.1429
## Max. : 5041.3 Max. : 84.0000
## NA's :1486 NA's :1486
## ctransferencias_recibidas_avg6 mtransferencias_emitidas_avg6 tcallcenter_tend6
## Min. : 0.0000 Min. : 0 Min. :-1.0000
## 1st Qu.: 0.8333 1st Qu.: 0 1st Qu.: 0.0000
## Median : 2.0000 Median : 12883 Median : 0.0000
## Mean : 3.4913 Mean : 56839 Mean :-0.0056
## 3rd Qu.: 3.8333 3rd Qu.: 44195 3rd Qu.: 0.0000
## Max. :1142.1667 Max. :39898739 Max. : 1.0000
## NA's :1486 NA's :1486 NA's :1486
## thomebanking_avg6 chomebanking_trx_tend6 chomebanking_trx_avg6
## Min. :0.0000 Min. :-1099.4429 Min. : 0.000
## 1st Qu.:0.6667 1st Qu.: -5.8857 1st Qu.: 8.917
## Median :1.0000 Median : -0.8714 Median : 35.083
## Mean :0.7856 Mean : -2.8108 Mean : 58.931
## 3rd Qu.:1.0000 3rd Qu.: 0.8571 3rd Qu.: 82.167
## Max. :1.0000 Max. : 392.7000 Max. :10678.667
## NA's :1486 NA's :1486 NA's :1486
## ctrx_quarter_tend6 Master_Fvencimiento_avg6 Visa_status_avg6
## Min. :-196.886 Min. :-2914436.5 Min. :0.000
## 1st Qu.: 1.657 1st Qu.: -1506.2 1st Qu.:0.000
## Median : 5.600 Median : -926.2 Median :0.000
## Mean : 7.401 Mean : -1129.0 Mean :0.042
## 3rd Qu.: 11.114 3rd Qu.: -652.2 3rd Qu.:0.000
## Max. : 480.714 Max. : 6652.8 Max. :9.000
## NA's :1486 NA's :15380 NA's :6905
## Visa_mpagospesos_tend6 Visa_fechaalta_tend6 Visa_cconsumos_tend6
## Min. :-650685.3 Min. :-2163.70 Min. :-66.229
## 1st Qu.: -2850.1 1st Qu.: 30.60 1st Qu.: -0.429
## Median : -697.7 Median : 30.60 Median : 0.000
## Mean : -1865.6 Mean : 30.39 Mean : -0.017
## 3rd Qu.: 358.7 3rd Qu.: 30.60 3rd Qu.: 0.314
## Max. : 168950.7 Max. : 1226.94 Max. : 48.000
## NA's :21266 NA's :6905 NA's :21266
## Visa_cconsumos_avg6 mes_avg6 ctrx_quarter_normalizado_tend6
## Min. : 0.000 Min. : 4.200 Min. :-196.886
## 1st Qu.: 2.333 1st Qu.: 8.500 1st Qu.: 1.600
## Median : 5.500 Median : 8.500 Median : 5.543
## Mean : 8.034 Mean : 8.561 Mean : 7.322
## 3rd Qu.: 10.667 3rd Qu.: 8.500 3rd Qu.: 11.057
## Max. :351.667 Max. :10.500 Max. : 480.714
## NA's :21266 NA's :1486 NA's :1486
## mv_status01_tend6 mv_status01_avg6 mv_status07_tend6 mv_Fvencimiento_tend6
## Min. :-9.000 Min. :0.00 Min. :-9.0000 Min. :-582415.7
## 1st Qu.: 0.000 1st Qu.:0.00 1st Qu.: 0.0000 1st Qu.: 30.6
## Median : 0.000 Median :0.00 Median : 0.0000 Median : 30.6
## Mean : 0.041 Mean :0.06 Mean : 0.0246 Mean : 188.6
## 3rd Qu.: 0.000 3rd Qu.:0.00 3rd Qu.: 0.0000 3rd Qu.: 30.6
## Max. : 9.000 Max. :9.00 Max. : 9.0000 Max. :2912169.0
## NA's :6124 NA's :6124 NA's :1486 NA's :6124
## mv_mpagospesos_tend6 cproductos_sobre_edad_tend6
## Min. :-442255.4 Min. :-8e-02
## 1st Qu.: -2748.4 1st Qu.:-1e-03
## Median : -455.2 Median :-2e-04
## Mean : -1897.9 Mean :-6e-04
## 3rd Qu.: 158.1 3rd Qu.: 0e+00
## Max. : 298949.0 Max. : 8e-02
## NA's :1486 NA's :1486
## mrentabilidad_annual_sobre_edad_tend6 mcomisiones_sobre_edad_avg6
## Min. :-10546.297 Min. :-849.618
## 1st Qu.: -32.234 1st Qu.: 7.618
## Median : -2.253 Median : 17.589
## Mean : -10.955 Mean : 24.373
## 3rd Qu.: 19.163 3rd Qu.: 32.970
## Max. : 11265.991 Max. :2543.451
## NA's :1486 NA's :1486
## mactivos_margen_sobre_edad_avg6 mrentabilidad_annual_exp_tend6
## Min. :-1992.738 Min. :-2.419e+12
## 1st Qu.: -26.385 1st Qu.:-2.540e+07
## Median : -7.776 Median : 5.990e+05
## Mean : -12.120 Mean :-9.182e+07
## 3rd Qu.: 0.022 3rd Qu.: 3.267e+07
## Max. : 5697.352 Max. : 1.434e+12
## NA's :1486 NA's :1486
## cliente_edad_avg3 mactivos_margen_avg3 mpasivos_margen_avg3 cproductos_tend3
## Min. : 18.00 Min. :-127526.9 Min. :-23491.8 Min. :-3.0000
## 1st Qu.: 36.67 1st Qu.: -1305.5 1st Qu.: 223.1 1st Qu.: 0.0000
## Median : 44.67 Median : -392.4 Median : 583.7 Median : 0.0000
## Mean : 46.44 Mean : -625.9 Mean : 1378.4 Mean :-0.0215
## 3rd Qu.: 55.00 3rd Qu.: 0.0 3rd Qu.: 1348.9 3rd Qu.: 0.0000
## Max. :100.00 Max. : 199181.8 Max. :538843.9 Max. : 2.5000
## NA's :1486 NA's :1486 NA's :1486 NA's :1486
## mcuenta_corriente_tend3 mcuenta_corriente_avg3 ccaja_ahorro_avg3
## Min. :-3569356 Min. :-1366688 Min. : 2.000
## 1st Qu.: -104 1st Qu.: -778 1st Qu.: 2.000
## Median : 0 Median : -4 Median : 2.000
## Mean : -187 Mean : 3387 Mean : 2.129
## 3rd Qu.: 0 3rd Qu.: 0 3rd Qu.: 2.000
## Max. : 3176593 Max. :13341845 Max. :10.000
## NA's :1486 NA's :1486 NA's :1486
## mcaja_ahorro_avg3 mtarjeta_visa_consumo_avg3 cpayroll_trx_avg3
## Min. : -9633 Min. : 0 Min. : 0.0000
## 1st Qu.: 6562 1st Qu.: 4803 1st Qu.: 0.0000
## Median : 21914 Median : 16290 Median : 1.0000
## Mean : 69719 Mean : 27513 Mean : 0.8437
## 3rd Qu.: 60372 3rd Qu.: 35517 3rd Qu.: 1.3333
## Max. :33469832 Max. :1589061 Max. :60.6667
## NA's :1486 NA's :1486 NA's :1486
## mes_avg3 clase_ternaria
## Min. : 4.667 : 0
## 1st Qu.:10.000 BAJA+1 : 511
## Median :10.000 BAJA+2 : 648
## Mean :10.006 CONTINUA:158229
## 3rd Qu.:10.000
## Max. :11.333
## NA's :1486
Otra muestra foto mes
df = dataset[ foto_mes==201911, ]
df_numeric = df %>% dplyr::select_if(is.numeric)
df_numeric = as_tibble(df_numeric)
var_target = df %>% dplyr::select(clase_ternaria) #%>%
# mutate(clase_ternaria = case_when(
# clase_ternaria == "CONTINUA" ~ 1,
# clase_ternaria == 'BAJA+1' ~ -1,
# clase_ternaria == 'BAJA+2' ~ -2))
activo_boxplot = T
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(1:20) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 137286 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(21:40) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 311778 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(41:60) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 112560 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(61:80) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 73631 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(81:100) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 86653 rows containing non-finite values (stat_boxplot).
df_numeric %>%
#dplyr::select(var_elegidas) %>%
dplyr::select(101:120) %>%
scale( center = TRUE, scale = TRUE) %>% # Se escalan las variables, (x-median)/sd.
bind_cols(var_target) %>%
pivot_longer(names_to = 'variables', values_to = 'cantidad', -clase_ternaria) %>%
rename(grupo = clase_ternaria) %>%
ggplot(aes(x=variables, y=cantidad, color=as.factor(grupo))) +
geom_boxplot() +
#stat_summary(fun.y=mean, geom="point", color="red") +
facet_wrap(~variables, scales = 'free') +
labs(title = "Boxplot por grupo con variables escaladas")
## Warning: Removed 90046 rows containing non-finite values (stat_boxplot).
summary(df)
## numero_de_cliente foto_mes internet mactivos_margen
## Min. : 4572300 Min. :201911 Min. :0.0000 Min. :-107161.1
## 1st Qu.:14973977 1st Qu.:201911 1st Qu.:1.0000 1st Qu.: -1285.6
## Median :22931074 Median :201911 Median :1.0000 Median : -373.4
## Mean :24464962 Mean :201911 Mean :0.9102 Mean : -518.0
## 3rd Qu.:33397771 3rd Qu.:201911 3rd Qu.:1.0000 3rd Qu.: 8.7
## Max. :57079516 Max. :201911 Max. :1.0000 Max. : 568198.1
##
## mpasivos_margen cproductos mcuenta_corriente ccaja_ahorro
## Min. :-36871.1 Min. : 3.000 Min. :-1855819 Min. : 2.000
## 1st Qu.: 282.2 1st Qu.: 7.000 1st Qu.: -753 1st Qu.: 2.000
## Median : 750.4 Median : 7.000 Median : 0 Median : 2.000
## Mean : 1639.3 Mean : 7.652 Mean : 2387 Mean : 2.106
## 3rd Qu.: 1672.5 3rd Qu.: 8.000 3rd Qu.: 0 3rd Qu.: 2.000
## Max. :452197.8 Max. :17.000 Max. : 9884440 Max. :10.000
##
## mcaja_ahorro mdescubierto_preacordado mcuentas_saldo
## Min. : -909 Min. :0.000 Min. :-3324974
## 1st Qu.: 3268 1st Qu.:1.170 1st Qu.: 339
## Median : 13908 Median :1.170 Median : 22870
## Mean : 40518 Mean :1.124 Mean : 161184
## 3rd Qu.: 37664 3rd Qu.:1.170 3rd Qu.: 99451
## Max. :8808974 Max. :1.170 Max. :82552278
##
## ctarjeta_visa_trx mtarjeta_visa_consumo mprestamos_personales
## Min. : 0.00 Min. : 0 Min. : 0
## 1st Qu.: 3.00 1st Qu.: 3468 1st Qu.: 0
## Median : 9.00 Median : 13087 Median : 0
## Mean : 13.31 Mean : 24362 Mean : 26079
## 3rd Qu.: 18.00 3rd Qu.: 29926 3rd Qu.: 9372
## Max. :233.00 Max. :1286583 Max. :5215367
##
## cpayroll_trx mpayroll mcuenta_debitos_automaticos
## Min. : 0.0000 Min. : 0 Min. : 0
## 1st Qu.: 0.0000 1st Qu.: 0 1st Qu.: 0
## Median : 0.0000 Median : 0 Median : 0
## Mean : 0.7947 Mean : 43135 Mean : 3127
## 3rd Qu.: 1.0000 3rd Qu.: 68055 3rd Qu.: 2317
## Max. :25.0000 Max. :18443633 Max. :6791850
##
## mpagomiscuentas mcomisiones_mantenimiento mtransferencias_recibidas
## Min. : 0 Min. :-11296.8 Min. : 0
## 1st Qu.: 0 1st Qu.: 0.0 1st Qu.: 0
## Median : 0 Median : 0.0 Median : 11934
## Mean : 10057 Mean : 364.3 Mean : 76815
## 3rd Qu.: 6884 3rd Qu.: 1047.9 3rd Qu.: 63971
## Max. :23085841 Max. : 4201.8 Max. :94768381
##
## chomebanking_trx ctrx_quarter tmobile_app Master_fechaalta
## Min. : 0.00 Min. : 0.0 Min. :0.000 Min. : 3
## 1st Qu.: 4.00 1st Qu.: 57.0 1st Qu.:0.000 1st Qu.:1084
## Median : 29.00 Median : 102.0 Median :1.000 Median :2293
## Mean : 52.25 Mean : 116.7 Mean :0.562 Mean :2526
## 3rd Qu.: 73.00 3rd Qu.: 156.0 3rd Qu.:1.000 3rd Qu.:3681
## Max. :2292.00 Max. :3341.0 Max. :1.000 Max. :7115
## NA's :15375
## Visa_status Visa_mfinanciacion_limite Visa_fultimo_cierre mes
## Min. :0.000 Min. : 0 Min. : 3.000 Min. :11
## 1st Qu.:0.000 1st Qu.: 88452 1st Qu.: 3.000 1st Qu.:11
## Median :0.000 Median : 176904 Median : 3.000 Median :11
## Mean :0.029 Mean : 307969 Mean : 6.874 Mean :11
## 3rd Qu.:0.000 3rd Qu.: 353808 3rd Qu.: 10.000 3rd Qu.:11
## Max. :9.000 Max. :21157718 Max. :4609.000 Max. :11
## NA's :4896 NA's :4896 NA's :4931
## ctrx_quarter_normalizado mpayroll_sobre_edad mv_status07
## Min. : 0.0 Min. : 0 Min. : 0.0000
## 1st Qu.: 57.0 1st Qu.: 0 1st Qu.: 0.0000
## Median : 102.0 Median : 0 Median : 0.0000
## Mean : 116.9 Mean : 1040 Mean : 0.3506
## 3rd Qu.: 156.0 3rd Qu.: 1667 3rd Qu.: 0.0000
## Max. :3341.0 Max. :376401 Max. :10.0000
##
## mv_Fvencimiento mv_Finiciomora mv_msaldototal mv_fultimo_cierre
## Min. :-2914665 Min. : 3.00 Min. :-332999 Min. : 3.000
## 1st Qu.: -1796 1st Qu.: 19.00 1st Qu.: 4241 1st Qu.: 3.000
## Median : -1460 Median : 20.00 Median : 15950 Median : 3.000
## Mean : -13952 Mean : 25.06 Mean : 37661 Mean : 9.446
## 3rd Qu.: -1065 3rd Qu.: 24.00 3rd Qu.: 39581 3rd Qu.: 10.000
## Max. : 4718 Max. :144.00 Max. :3529598 Max. :4609.000
## NA's :4416 NA's :135531 NA's :4447
## mv_mpagominimo mvr_mpagominimo cproductos_sobre_edad
## Min. : 0 Min. :0.000000 Min. :0.04124
## 1st Qu.: 316 1st Qu.:0.000655 1st Qu.:0.13415
## Median : 1381 Median :0.003333 Median :0.16667
## Mean : 5359 Mean :0.016436 Mean :0.17611
## 3rd Qu.: 3709 3rd Qu.:0.009917 3rd Qu.:0.20930
## Max. :3250038 Max. :3.538333 Max. :0.70000
##
## mcomisiones_sobre_edad mactivos_margen_sobre_edad mpasivos_margen_sobre_edad
## Min. :-456.353 Min. :-2280.023 Min. :-839.12
## 1st Qu.: 5.272 1st Qu.: -28.938 1st Qu.: 6.24
## Median : 15.681 Median : -8.103 Median : 17.04
## Mean : 22.929 Mean : -11.773 Mean : 35.25
## 3rd Qu.: 30.443 3rd Qu.: 0.192 3rd Qu.: 37.73
## Max. :2870.670 Max. : 9796.519 Max. :6002.35
##
## internet_lag1 cpayroll_trx_lag1 mes_lag1 mrentabilidad_exp_lag1
## Min. :0.0000 Min. : 0.0000 Min. : 1.000 Min. :0.000e+00
## 1st Qu.:1.0000 1st Qu.: 0.0000 1st Qu.:10.000 1st Qu.:3.859e+05
## Median :1.0000 Median : 0.0000 Median :10.000 Median :2.060e+06
## Mean :0.9147 Mean : 0.8699 Mean : 9.999 Mean :4.932e+07
## 3rd Qu.:1.0000 3rd Qu.: 1.0000 3rd Qu.:10.000 3rd Qu.:9.007e+06
## Max. :1.0000 Max. :29.0000 Max. :10.000 Max. :2.743e+11
## NA's :2440 NA's :2440 NA's :2440 NA's :2440
## mcaja_ahorro_dolares_delta1 mdescubierto_preacordado_delta1
## Min. :-57876478 Min. :-1.1700
## 1st Qu.: 0 1st Qu.: 0.0000
## Median : 0 Median : 0.0000
## Mean : -15301 Mean :-0.0027
## 3rd Qu.: 24 3rd Qu.: 0.0000
## Max. : 14421104 Max. : 1.1700
## NA's :2440 NA's :2440
## mcuentas_saldo_delta1 chomebanking_trx_delta1 ctrx_quarter_delta1
## Min. :-35017956 Min. : -43.00 Min. :-330.0000
## 1st Qu.: -7287 1st Qu.: 0.50 1st Qu.: -7.0000
## Median : 5 Median : 12.50 Median : 0.0000
## Mean : 3662 Mean : 24.23 Mean : -0.9634
## 3rd Qu.: 11043 3rd Qu.: 34.00 3rd Qu.: 5.0000
## Max. : 30269511 Max. :1144.50 Max. :1456.0000
## NA's :2440 NA's :2440 NA's :2440
## cliente_edad_lag2 mcuentas_saldo_lag2 ccaja_seguridad_lag2 cpayroll_trx_lag2
## Min. :18.00 Min. : -843175 Min. :0.000 Min. : 0.000
## 1st Qu.:37.00 1st Qu.: 372 1st Qu.:0.000 1st Qu.: 0.000
## Median :45.00 Median : 22858 Median :0.000 Median : 0.000
## Mean :46.56 Mean : 176683 Mean :0.095 Mean : 0.793
## 3rd Qu.:55.00 3rd Qu.: 104571 3rd Qu.:0.000 3rd Qu.: 1.000
## Max. :99.00 Max. :79849343 Max. :7.000 Max. :20.000
## NA's :5199 NA's :5199 NA's :5199 NA's :5199
## cmobile_app_trx_lag2 Master_Fvencimiento_lag2 Master_fechaalta_lag2
## Min. : 0.00 Min. :-2914726 Min. : 1
## 1st Qu.: 0.00 1st Qu.: -1277 1st Qu.:1117
## Median : 8.00 Median : -1065 Median :2330
## Mean : 39.76 Mean : -1156 Mean :2545
## 3rd Qu.: 54.00 3rd Qu.: -822 3rd Qu.:3689
## Max. :2136.00 Max. : 6302 Max. :7054
## NA's :5237 NA's :20067 NA's :20067
## Visa_mfinanciacion_limite_lag2 Visa_Fvencimiento_lag2 mes_lag2
## Min. : 0 Min. :-2914726 Min. : 1.000
## 1st Qu.: 88452 1st Qu.: -1734 1st Qu.: 9.000
## Median : 176904 Median : -1368 Median : 9.000
## Mean : 307497 Mean : -14168 Mean : 8.999
## 3rd Qu.: 353808 3rd Qu.: -791 3rd Qu.: 9.000
## Max. :44109689 Max. : 5267 Max. :12.000
## NA's :9617 NA's :9617 NA's :5199
## cproductos_sobre_edad_lag2 mcuenta_corriente_delta2 mcaja_ahorro_delta2
## Min. :0.041 Min. :-5892731 Min. :-6044317
## 1st Qu.:0.136 1st Qu.: -171 1st Qu.: -4403
## Median :0.170 Median : 0 Median : 110
## Mean :0.179 Mean : -353 Mean : 3017
## 3rd Qu.:0.212 3rd Qu.: 62 3rd Qu.: 7624
## Max. :0.700 Max. : 4179708 Max. : 6569797
## NA's :5199 NA's :5199 NA's :5199
## mcuentas_saldo_delta2 cprestamos_personales_delta2
## Min. :-59096283 Min. :-25.000
## 1st Qu.: -10459 1st Qu.: 0.000
## Median : 50 Median : 0.000
## Mean : -12524 Mean : -0.014
## 3rd Qu.: 16300 3rd Qu.: 0.000
## Max. : 50098272 Max. : 14.000
## NA's :5199 NA's :5199
## mprestamos_personales_delta2 chomebanking_trx_delta2 mv_status07_delta2
## Min. :-840125.4 Min. : -86.00 Min. :-10.00
## 1st Qu.: 0.0 1st Qu.: 2.00 1st Qu.: 0.00
## Median : 0.0 Median : 27.00 Median : 0.00
## Mean : -474.6 Mean : 49.48 Mean : 0.04
## 3rd Qu.: 0.0 3rd Qu.: 69.00 3rd Qu.: 0.00
## Max. :1697701.4 Max. :2289.00 Max. : 10.00
## NA's :5199 NA's :5199 NA's :5199
## cproductos_sobre_edad_delta2 internet_tend6 internet_avg6
## Min. :-0.283 Min. :-1.0000 Min. :0.0000
## 1st Qu.:-0.002 1st Qu.: 0.0000 1st Qu.:1.0000
## Median : 0.000 Median : 0.0000 Median :1.0000
## Mean :-0.003 Mean : 0.0011 Mean :0.9132
## 3rd Qu.: 0.000 3rd Qu.: 0.0000 3rd Qu.:1.0000
## Max. : 0.179 Max. : 1.0000 Max. :1.0000
## NA's :5199 NA's :2440 NA's :2440
## cliente_edad_avg6 mrentabilidad_tend6 mrentabilidad_avg6
## Min. :18.00 Min. :-280568.2 Min. :-101528.2
## 1st Qu.:36.67 1st Qu.: -429.2 1st Qu.: 671.2
## Median :44.50 Median : -126.7 Median : 1561.2
## Mean :46.42 Mean : -257.7 Mean : 2994.0
## 3rd Qu.:55.00 3rd Qu.: 39.2 3rd Qu.: 3178.5
## Max. :99.00 Max. : 65487.1 Max. : 579907.8
## NA's :2440 NA's :2440 NA's :2440
## mrentabilidad_annual_tend6 mactivos_margen_tend6 cproductos_tend6
## Min. :-112800.7 Min. :-34516.89 Min. :-4.0000
## 1st Qu.: -337.9 1st Qu.: -176.66 1st Qu.: 0.0000
## Median : 278.9 Median : -25.87 Median : 0.0000
## Mean : 939.4 Mean : -58.57 Mean :-0.0184
## 3rd Qu.: 1280.9 3rd Qu.: 31.74 3rd Qu.: 0.0000
## Max. : 512022.9 Max. : 46892.60 Max. : 5.0000
## NA's :2440 NA's :2440 NA's :2440
## mcuenta_corriente_tend6 mcuenta_corriente_avg6 mcaja_ahorro_avg6
## Min. :-512649.6 Min. :-2376299 Min. : -62
## 1st Qu.: -77.2 1st Qu.: -818 1st Qu.: 4816
## Median : 0.0 Median : -54 Median : 15756
## Mean : -107.2 Mean : 2769 Mean : 38975
## 3rd Qu.: 12.6 3rd Qu.: 0 3rd Qu.: 39228
## Max. : 983133.2 Max. : 8771666 Max. :7417622
## NA's :2440 NA's :2440 NA's :2440
## mdescubierto_preacordado_tend6 mcuentas_saldo_tend6 ctarjeta_visa_trx_tend6
## Min. :-1.1700 Min. :-46038987 Min. :-31.0000
## 1st Qu.: 0.0000 1st Qu.: -5577 1st Qu.: -0.2857
## Median : 0.0000 Median : -227 Median : 0.0571
## Mean :-0.0018 Mean : -12859 Mean : 0.3222
## 3rd Qu.: 0.0000 3rd Qu.: 3614 3rd Qu.: 0.8571
## Max. : 1.1700 Max. : 15551134 Max. : 81.0000
## NA's :2440 NA's :2440 NA's :2440
## cprestamos_personales_tend6 mprestamos_personales_tend6
## Min. :-7.2857 Min. :-175919.6
## 1st Qu.: 0.0000 1st Qu.: 0.0
## Median : 0.0000 Median : 0.0
## Mean :-0.0072 Mean : -228.3
## 3rd Qu.: 0.0000 3rd Qu.: 0.0
## Max. : 4.2000 Max. :1302055.9
## NA's :2440 NA's :2440
## ccomisiones_mantenimiento_tend6 mcomisiones_mantenimiento_tend6
## Min. :-13.0286 Min. :-14182.260
## 1st Qu.: 0.0000 1st Qu.: 0.000
## Median : 0.0000 Median : 0.000
## Mean : -0.0008 Mean : 9.267
## 3rd Qu.: 0.0000 3rd Qu.: 25.647
## Max. : 25.8000 Max. : 2423.140
## NA's :2440 NA's :2440
## mcomisiones_mantenimiento_avg6 ctransferencias_recibidas_tend6
## Min. :-4587.2 Min. :-94.3714
## 1st Qu.: 0.0 1st Qu.: -0.1143
## Median : 0.0 Median : 0.0000
## Mean : 355.5 Mean : 0.0427
## 3rd Qu.: 938.2 3rd Qu.: 0.1429
## Max. : 3457.9 Max. :206.9429
## NA's :2440 NA's :2440
## ctransferencias_recibidas_avg6 mtransferencias_emitidas_avg6 tcallcenter_tend6
## Min. : 0.0000 Min. : 0 Min. :-1.0000
## 1st Qu.: 0.3333 1st Qu.: 0 1st Qu.: 0.0000
## Median : 1.1667 Median : 2099 Median : 0.0000
## Mean : 2.0008 Mean : 21349 Mean :-0.0049
## 3rd Qu.: 2.3333 3rd Qu.: 15528 3rd Qu.: 0.0000
## Max. :1388.5000 Max. :21833000 Max. : 1.0000
## NA's :2440 NA's :2440 NA's :2440
## thomebanking_avg6 chomebanking_trx_tend6 chomebanking_trx_avg6
## Min. :0.0000 Min. :-36.6286 Min. : 0.000
## 1st Qu.:0.6667 1st Qu.: 0.3714 1st Qu.: 2.167
## Median :1.0000 Median : 4.8286 Median : 9.833
## Mean :0.7888 Mean : 9.3475 Mean : 16.564
## 3rd Qu.:1.0000 3rd Qu.: 12.9429 3rd Qu.: 23.083
## Max. :1.0000 Max. :817.5000 Max. :817.500
## NA's :2440 NA's :2440 NA's :2440
## ctrx_quarter_tend6 Master_Fvencimiento_avg6 Visa_status_avg6
## Min. :-204.4000 Min. :-2914741.2 Min. :0.000
## 1st Qu.: -2.1429 1st Qu.: -1322.2 1st Qu.:0.000
## Median : 0.7429 Median : -1080.2 Median :0.000
## Mean : 1.3080 Mean : -1174.7 Mean :0.026
## 3rd Qu.: 4.4000 3rd Qu.: -837.2 3rd Qu.:0.000
## Max. : 202.4286 Max. : 6286.8 Max. :8.000
## NA's :2440 NA's :17012 NA's :6472
## Visa_mpagospesos_tend6 Visa_fechaalta_tend6 Visa_cconsumos_tend6
## Min. :-1267701.4 Min. :-2652.00 Min. :-52.000
## 1st Qu.: -2519.7 1st Qu.: 30.60 1st Qu.: -0.400
## Median : -613.8 Median : 30.60 Median : 0.000
## Mean : -1736.4 Mean : 30.32 Mean : 0.041
## 3rd Qu.: 363.7 3rd Qu.: 30.60 3rd Qu.: 0.457
## Max. : 305955.0 Max. : 916.33 Max. : 66.000
## NA's :17657 NA's :6472 NA's :17657
## Visa_cconsumos_avg6 mes_avg6 ctrx_quarter_normalizado_tend6
## Min. : 0.000 Min. : 4.250 Min. :-204.4000
## 1st Qu.: 3.000 1st Qu.: 8.500 1st Qu.: -2.2286
## Median : 6.833 Median : 8.500 Median : 0.6857
## Mean : 9.982 Mean : 8.592 Mean : 1.1959
## 3rd Qu.: 13.000 3rd Qu.: 8.500 3rd Qu.: 4.3429
## Max. :203.167 Max. :10.500 Max. : 202.4286
## NA's :17657 NA's :2440 NA's :2440
## mv_status01_tend6 mv_status01_avg6 mv_status07_tend6 mv_Fvencimiento_tend6
## Min. :-9.00 Min. :0.000 Min. :-10.0000 Min. :-665879.8
## 1st Qu.: 0.00 1st Qu.:0.000 1st Qu.: 0.0000 1st Qu.: 30.6
## Median : 0.00 Median :0.000 Median : 0.0000 Median : 30.6
## Mean : 0.02 Mean :0.029 Mean : 0.0116 Mean : 127.5
## 3rd Qu.: 0.00 3rd Qu.:0.000 3rd Qu.: 0.0000 3rd Qu.: 30.6
## Max. : 9.00 Max. :9.000 Max. : 9.0000 Max. :1456298.0
## NA's :6044 NA's :6044 NA's :2440 NA's :6044
## mv_mpagospesos_tend6 cproductos_sobre_edad_tend6
## Min. :-420234.9 Min. :-0.1176
## 1st Qu.: -2375.3 1st Qu.:-0.0012
## Median : -376.8 Median : 0.0000
## Mean : -1563.5 Mean :-0.0008
## 3rd Qu.: 245.9 3rd Qu.: 0.0000
## Max. : 264815.2 Max. : 0.1071
## NA's :2440 NA's :2440
## mrentabilidad_annual_sobre_edad_tend6 mcomisiones_sobre_edad_avg6
## Min. :-1795.495 Min. :-358.982
## 1st Qu.: -8.455 1st Qu.: 7.151
## Median : 5.289 Median : 16.626
## Mean : 18.392 Mean : 23.408
## 3rd Qu.: 27.311 3rd Qu.: 30.156
## Max. : 8010.485 Max. :3010.997
## NA's :2440 NA's :2440
## mactivos_margen_sobre_edad_avg6 mrentabilidad_annual_exp_tend6
## Min. :-2538.838 Min. :-4.014e+11
## 1st Qu.: -23.232 1st Qu.:-6.712e+06
## Median : -8.163 Median : 6.952e+06
## Mean : -11.866 Mean : 4.470e+08
## 3rd Qu.: 0.000 3rd Qu.: 6.634e+07
## Max. : 8357.994 Max. : 5.384e+12
## NA's :2440 NA's :2440
## cliente_edad_avg3 mactivos_margen_avg3 mpasivos_margen_avg3 cproductos_tend3
## Min. :18.00 Min. :-195095.8 Min. :-16570.0 Min. :-4.0000
## 1st Qu.:37.00 1st Qu.: -1229.4 1st Qu.: 364.5 1st Qu.: 0.0000
## Median :45.00 Median : -413.8 Median : 881.0 Median : 0.0000
## Mean :46.54 Mean : -639.5 Mean : 1890.1 Mean :-0.0405
## 3rd Qu.:55.00 3rd Qu.: 0.0 3rd Qu.: 1910.9 3rd Qu.: 0.0000
## Max. :99.00 Max. : 325961.8 Max. :448388.9 Max. : 5.0000
## NA's :2440 NA's :2440 NA's :2440 NA's :2440
## mcuenta_corriente_tend3 mcuenta_corriente_avg3 ccaja_ahorro_avg3
## Min. :-2946365.5 Min. :-1393236 Min. : 2.000
## 1st Qu.: -86.2 1st Qu.: -848 1st Qu.: 2.000
## Median : 0.0 Median : -30 Median : 2.000
## Mean : -188.4 Mean : 2641 Mean : 2.104
## 3rd Qu.: 28.5 3rd Qu.: 0 3rd Qu.: 2.000
## Max. : 2089854.0 Max. :10426943 Max. :10.000
## NA's :2440 NA's :2440 NA's :2440
## mcaja_ahorro_avg3 mtarjeta_visa_consumo_avg3 cpayroll_trx_avg3
## Min. : -120 Min. : 0 Min. : 0.0000
## 1st Qu.: 4091 1st Qu.: 4236 1st Qu.: 0.0000
## Median : 14598 Median : 13843 Median : 0.3333
## Mean : 39344 Mean : 23837 Mean : 0.8200
## 3rd Qu.: 38026 3rd Qu.: 30216 3rd Qu.: 1.3333
## Max. :8633318 Max. :934011 Max. :19.3333
## NA's :2440 NA's :2440 NA's :2440
## mes_avg3 clase_ternaria
## Min. : 4.667 : 0
## 1st Qu.:10.000 BAJA+1 : 597
## Median :10.000 BAJA+2 : 710
## Mean :10.010 CONTINUA:135979
## 3rd Qu.:10.000
## Max. :11.000
## NA's :2440